At first glance, the cost of in-home care might shock you. When you consider the value and service an agency provides, you'll probably agree that an agency is the best way to go. What are its costs? On average, the hourly rate of a caregiver STARTS at $9/hour. An agency will also provide supervision, worker's compensation, and cover payroll taxes, insurance, and bonding. They also train, pay for TB tests, and background checks. An agency provides back-up caregivers when necessary.
-If you are considering hiring on your own, consider the following carefully:
-You become the employer and have legal responsibilities. Is the worker a U.S. citizen?
-If someone gets hurt, homeowner insurance will not protect you.
-You must file federal and state payroll taxes.
-Since you have someone staying in your home, you will want to consider doing a background check on your own.
-What will you do, if your caregiver is sick or suddenly quits?
When you consider all that home care provides, you'll probably agree that hiring an agency is good value for your dollar.
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